Shopify POS Payment Processing
Accept every payment method your customers prefer. Card, tap, phone, split payments—Shopify POS handles them all with integrated hardware and real-time transaction syncing.
Accepted Payment Methods
Shopify POS accepts all major payment types. Customers pay how they prefer, transactions sync automatically to your Shopify admin.
Visa, Mastercard, American Express, and eftpos. Chip insert and tap supported through Shopify card readers.
- All major card networks
- EMV chip security
- Contactless tap
Apple Pay, Google Pay, and Samsung Pay work seamlessly with Shopify POS. Customers tap their phone to complete payment.
- Apple Pay
- Google Pay
- Samsung Pay
Cash transactions tracked in POS with automatic change calculation. Optional cash drawer integration for till management.
- Change calculation
- Cash drawer support
- End-of-day reconciliation
Customers split purchases across multiple payment methods. Part card, part cash, or multiple cards—handled in one transaction.
- Multiple payment types
- Custom split amounts
- Single receipt
Sell and redeem Shopify gift cards in-store. Physical and digital gift cards work across online and retail channels.
- Sell physical gift cards
- Email digital gift cards
- Partial redemption
Issue and accept store credit for returns and exchanges. Credit balances tied to customer profiles across all channels.
- Issue for returns
- Customer profile linked
- Cross-channel redemption
Payment Processing Features
Beyond basic transactions. Features that make payment handling faster and more reliable.
Tap to Pay on iPhone
Accept contactless payments directly on iPhone without additional hardware. Useful for mobile sales, pop-ups, and line-busting during busy periods.
Offline Mode
Continue accepting cash payments when internet drops. Transactions sync automatically when connectivity returns. Card payments require connection.
Refunds & Exchanges
Process refunds to original payment method or issue store credit. Exchange items with price difference handling. Returns from any channel.
Shopify Payments
Integrated payment processing with competitive rates. Automatic deposits to your bank account. No third-party gateway needed.
Transparent Pricing
In-person transaction rates lower than online rates. No hidden fees. Transaction pricing varies by Shopify plan tier.
Multi-Currency
Accept payments in multiple currencies where supported. Useful for tourist-heavy retail locations.
How Payment Processing Works
From tap to deposit in three steps.
Customer Pays
Customer taps, inserts, or swipes card on Shopify card reader. Digital wallets accepted via contactless. Cash recorded manually in POS.
Transaction Processed
Shopify Payments processes the transaction securely. Sale recorded in Shopify admin. Inventory updated. Customer profile linked if provided.
Funds Deposited
Card payments deposited to your bank account on your payout schedule. Daily, weekly, or monthly options. Clear transaction reporting in Shopify admin.
Payment Processing FAQ
Common questions about Shopify POS payments.
Need Help Setting Up Payments?
Payment processing setup is part of every implementation. We configure your card readers, payment methods, and payout schedule.